Refinance Checklist

REFINANCE CHECKLIST
 
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My goal is to help you get the best possible loan. To expedite the process and the lock in the best rate, it’s important that you promptly provide the documents below.

    PERSONAL INFORMATION

  • Loan application & disclosures, completed and signed (the disclosures will be provided to you after I receive your complete loan application)

  • A picture of your Driver’s License and Social Security Card or Passport (for all borrowers)

    VERIFICATION OF INCOME

  • Pay stubs for the last 30 days – for all borrowers

  • Tax Returns (1040) with all schedules for the past two years

  • W-2 and 1099 forms for the past two years

  • Additional income: Social Security Awards Letter, Pensions, Veteran’s Benefits. Alimony, Child Support, etc.

    IF SELF-EMPLOYED, ALSO SUBMIT:

  • K1’s for the last 2 years

  • Business Tax Returns for the past 2 years (all pages)

    ASSETS & DEBTS

  • 2 months most recent bank accounts (all pages-even the junk/back end pages)

  • Most recent quarterly financial statements: i.e., Schwab, Merril Lynch, Amerprise…

  • Most recent quarterly investment statements: i.e., 401K, TSP

  • Most recent mortgage statements (for your current mortgage (s))

  • A copy of your hazard insurance (the declaration page)

Click here to print this checklist.

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