Buying Checklist

BUYING CHECKLIST

pasted-image-17My goal is to help you get the best possible loan for your home purchase. To expedite the process and lock in the best rates, it’s important that you promptly provide the documents listed below along with your signed loan application.

    PERSONAL INFORMATION

  • Loan application & disclosures, completed and signed

  • A picture of your Driver’s License and Social Security Card or Passport (for all borrowers)

  • A list of what you do & don’t want in a home-jot down neighborhoods you like-are community aspects important to you; schools, shopping etc.

    VERIFICATION OF INCOME

  • Pay stubs for the last 30 days – for all borrowers

  • Tax returns (1040) with all schedules for the past two years

  • W-2 and 1099 forms for the past two years

  • Additional income: Social Security Awards Letter, Pensions, Veteran’s Benefits, Alimony, Child Support, etc.

    IF SELF-EMPLOYED, ALSO SUBMIT:

  • K1’s for the last two years

  • Business tax returns for the past 2 years (all pages).

    ASSETS & DEBTS

  • 2 months most recent bank accounts (all pages-eben the junk/back end pages)

  • Most recent quartetly financial statements: i.e. Schwab, Merril Lynch, Amerprise…

  • Most recent quarterly investment statements: i.e. 401K, TSP

  • Most recent mortgage statement (for your current mortgage (s)]

Click here to print this checklist.

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