Buying Checklist

BUYING CHECKLIST

pasted-image-17My goal is to help you get the best possible loan for your home purchase. To expedite the process and lock in the best rates, it’s important that you promptly¬†provide the documents listed below along with your signed loan application.

    PERSONAL INFORMATION

  • Loan application & disclosures, completed and signed

  • A picture of your Driver’s License and Social Security Card or Passport (for all borrowers)

  • A list of what you do & don’t want in a home-jot down neighborhoods you like-are community aspects important to you; schools, shopping etc.

    VERIFICATION OF INCOME

  • Pay stubs for the last 30 days – for all borrowers

  • Tax returns (1040) with all schedules for the past two years

  • W-2 and 1099 forms for the past two years

  • Additional income: Social Security Awards Letter, Pensions, Veteran’s Benefits, Alimony, Child Support, etc.

    IF SELF-EMPLOYED, ALSO SUBMIT:

  • K1’s for the last two years

  • Business tax returns for the past 2 years (all pages).

    ASSETS & DEBTS

  • 2 months most recent bank accounts (all pages-eben the junk/back end pages)

  • Most recent quartetly financial statements: i.e. Schwab, Merril Lynch, Amerprise…

  • Most recent quarterly investment statements: i.e. 401K, TSP

  • Most recent mortgage statement (for your current mortgage (s)]

Click here to print this checklist.