Refinance Checklist

REFINANCE CHECKLIST

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My goal is to help you get the best possible loan. To expedite the process and the lock in the best rate, it’s important that you promptly provide the documents below.

    • PERSONAL INFORMATION
  • Loan application & disclosures, completed and signed (the disclosures will be provided to you after I receive your complete loan application)

  • Please have your driver’s license AND social security card OR Passport on you, I’ll need to take a picture of these items when we meet. (for all borrowers)

    • VERIFICATION OF INCOME
  • Pay stubs for the last 30 days – for all borrowers

  • Tax Returns (1040) with all schedules for the past two years

  • W-2 and 1099 forms for the past two years

  • Additional income: Social Security Awards Letter, Pensions, Veteran’s Benefits. Alimony, Child Support, etc.

    • IF SELF-EMPLOYED, ALSO SUBMIT:
  • K1’s for the last 2 years

  • Business Tax Returns for the past 2 years (all pages)

    • ASSETS & DEBTS
  • 2 months most recent bank accounts (all pages-even the junk/back end pages)

  • Most recent quarterly financial statements: i.e., Schwab, Merril Lynch, Amerprise…

  • Most recent quarterly investment statements: i.e., 401K, TSP

  • Most recent mortgage statements (for your current mortgage (s))

  • A copy of your current home insurance policy

Click here to print this checklist.